FAQs - Angela M. Haas

Tuesday, September 25, 2007

Here is a collection of frequently asked questions that I have put together to help you in buying or selling a home. If you have any other questions, not listed here, feel free to call or send an e-mail.

By clicking on any of the questions below, you may view the answer.

Questions From Buyers

What is a Amortization?

What is a Annual Percentage Rate?

What is a Appraisal?

What is a Adjustable Rate Mortgage?

What is a Assessment?

What is a Buyer's Agent?

What is a Comparable Market Analysis?

What is a Closing?

What is a Closing Costs?

What is a Condominium?

What is a Debt to Income Ratio?

What is a Deed?

What is a Earnest Money?

What is a Equity?

What is a Escrow?

What is a Fixed Rate Mortgage?

What is a Foreclosure?

What is a Homeowner's Association?

What is a Inspection?

What is a Interest?

What is a Lien?

What is a Listing?

What is a Loan Origination Fee?

What is a Lock-in?

What is a LTV ?

What is a MLS?

What is a PMI?

What is a Points?

What is a Prequalification?

What is a Pre-Pay?

What is a Principal?

What is a Property Tax?

What is a Recording?

What is a Sub-Agent?

What is a Title Insurance?

What is a Warranty?

What is a Zoning?

What is a "One-Time Show" listing?

What's the Difference between a "Listing Agent" and "Selling Agent"?

What does FSBO mean?

What is a broker?

What is a contingency?

What is a Multiple Listing Service (MLS)?

What is a debt-to-income ratio?

What is title insurance?

What is the difference between being prequalified and preapproved for a loan?

What is a REALTOR®?

What is homeowners association (HOA)?

Why should I use a real estate agent?

Is an older home as good a value as a new home?

What is an escrow officer?

Can a home depreciate in value?

What are closing costs?

Questions From Sellers

What is an "Exclusive Agency Listing"?

What is an "Exclusive Right to Sell" listing?

What are comparables or comps?

What is a counteroffer?

What does an appraisal mean?

Why should I use a real estate agent?

Is there a "best time" to put my house on the market?

How should I price my home?

What are disadvantages of pricing my home on the high end?

Do I have to sell to the person with the highest offer?

Can I back out of my contract with one buyer and accept a new, higher offer from a second buyer?

Who is responsible for making repairs, if any, as a result of home inspection reports conducted for the buyer?


	Angela M. Haas - Avalar Ph: 415 246 6533 711 Grand Avenue, Suite150 San Rafael, CA 94941 www.angelahaasrealtor.com